Wednesday, February 16, 2011


EDITED:  I edited this to reflect the fact that I found out that the insurance in question was our car insurance, NOT our home-owner's insurance.

Our vehicle insurance bill came a week or so ago and it had gone up $250.  WTF!?!?!?  Today, K got a call from the insurer's rep.  The rep wanted to know if K had health insurance.  He said he did, from work.  Then the rep said that our car insurance had gone up the $250 because the insurer added the amount to compensate for the possibility of us not having health insurance.  So, because we DID have health coverage, our bill will drop $250, as it wasn't needed.

Here are my questions about all of this:  Does this have anything to do with Obamacare?  Are other insurers going to be charging us a higher premium if we don't have our own health insurance--for example, homeowner's insurance?  Or is this something new that just was put into effect?  I guess these questions will be answered when K goes in to the company to have a sit-down with the rep, but I thought I would put this out there for my readers to discuss.  I am really confused and would like to know what is going on.


ordinaryjanet said...

As if life ain't complicated enough.

cmk said...

K just tried for insurance quotes online and they all ask the same question about health care. I wonder if this is state-specific?

ordinaryjanet said...

Wait till they ask about pre-existing conditions.

cmk said...

Yeah, I'm sure that's coming, too. :(