EDITED: I edited this to reflect the fact that I found out that the insurance in question was our car insurance, NOT our home-owner's insurance.
Our vehicle insurance bill came a week or so ago and it had gone up $250. WTF!?!?!? Today, K got a call from the insurer's rep. The rep wanted to know if K had health insurance. He said he did, from work. Then the rep said that our car insurance had gone up the $250 because the insurer added the amount to compensate for the possibility of us not having health insurance. So, because we DID have health coverage, our bill will drop $250, as it wasn't needed.
Here are my questions about all of this: Does this have anything to do with Obamacare? Are other insurers going to be charging us a higher premium if we don't have our own health insurance--for example, homeowner's insurance? Or is this something new that just was put into effect? I guess these questions will be answered when K goes in to the company to have a sit-down with the rep, but I thought I would put this out there for my readers to discuss. I am really confused and would like to know what is going on.